Rural banks are accelerating their restructuring, with the "Village Transformation Support" program being implemented in many villages.

Since the beginning of 2026, the pace of reform in village banks has accelerated: Sunong Bank has announced that its shareholders' meeting will discuss and approve the proposal to absorb and merge with Jiangsu Zhangjiagang Yunong Commercial Village Bank and establish branches; Bank of Communications has received approval from regulatory authorities to acquire Zhejiang Anji Bank of Communications Village Bank and establish branches. Industry insiders believe that the fundamental goal of village bank reform is to improve the quality of rural financial supply, reducing quantity is just superficial, the real core is to improve quality, allowing village banks to achieve higher quality and more efficient development.