Banks actively preparing for consumer loan "national subsidies" related businesses

date
26/08/2025
As the implementation date of the individual consumer loan financial subsidy policy approaches on September 1st, the time for the release of detailed policy guidelines is highly anticipated. After consulting with multiple bank branches in Beijing, it was learned that starting from September 1st, each branch will officially implement the financial subsidy policy for eligible individual consumer loans. However, the specific content and processing procedures of the current policy still need to be formulated and issued by the head office. In the absence of the release of detailed policy guidelines, many banks have begun preparatory work: on one hand, launching relevant consultation functions to promptly answer customers' questions, and on the other hand, providing assistance for the smooth implementation of the policy by interpreting consumer loan products.