Bank of China: Implementation of Credit Card Cardholder Installment Payment Business Financial Interest Subsidy Agreement Terms.

On April 20th, Bank of China Limited announced the establishment of the "Bank of China Limited Credit Card Cardholder Installment Payment Business Financial Interest Subsidy Agreement Terms", which will take effect on April 20, 2026. The interest subsidy period is from January 1, 2026 to December 31, 2026. Cardholders who confirm this term and handle bill installment, flexible installment, and consumption installment after the confirmation, and the installment interest posting date falls within the stated period, can enjoy the interest subsidy policy as specified. The annual interest subsidy rate ceiling is 1 percentage point, not exceeding 50% of the installment interest rate, and the actual calculation will be based on the actual installment transaction amount used for consumption, installment period, etc., in accordance with the terms of the interest subsidy. During the policy implementation period, the cumulative interest subsidy limit that cardholders can enjoy for installment of credit card accounts and personal consumer loans handled within the Bank's jurisdiction is 3000 Chinese Yuan.