Rai Furong, Chief Risk Officer of Industrial Bank, said: "Fighting against internal competition is beneficial for the bank to optimize asset structure and customer structure."

On August 29th, Industrial Bank held a mid-year performance briefing for 2025. Industrial Bank's Chief Risk Officer Lai Furong pointed out that in the short term, the "anti-inner loop" policy will gradually eliminate traditional inefficient capacity, excess capacity in emerging sectors, and projects with outdated technology, which may lead to an increase in related loan default risks. However, in the long term, the policy will drive out outdated capacity, improve supply and demand relationships, help enhance the profitability of enterprises, improve fundamentals, and drive financial resources towards high-end manufacturing and green economy, among other key national areas. This will benefit the optimization of asset and customer structures in the bank, reduce systemic credit risks.