Multiple banks are making strong efforts to transfer their non-performing credit card loans.

Recently, the official website of the Banking Credit Asset Registration and Transfer Center Co., Ltd. showed that the Credit Card Center of Huaxia Bank issued a notice publicly transferring 7 periods of personal non-performing loan projects from the 6th to the 12th of 2025. From the perspective of price, the discount for this transfer is significant, with the starting price for multiple projects being less than 0.15 times the outstanding principal and interest. It has been sorted out that since 2025, several banks have been actively promoting the transfer of non-performing credit card loans. Not only is the overall transfer scale considerable, but the discount intensity has also significantly increased compared to the past.