China Banking and Insurance Regulatory Commission: Optimize the supply of commercial medical insurance products in cities, and promptly include the application of new medical technologies, new drugs, and new medical equipment in the scope of responsibility.

The General Office of the China Banking and Insurance Regulatory Commission issued a notice on promoting the high-quality development of urban commercial medical insurance. Urban commercial medical insurance is operated by insurance companies in accordance with the Insurance Law of the People's Republic of China through market-oriented operations. It is a beneficial exploration to practice the political and people-oriented nature of financial work and to adapt to the regional medical security needs. It is of great significance and plays a positive role in dispersing and transferring health risks, reducing the high medical expenses burden on insured individuals. The insurance industry should adhere to the development ideology centered on the people, optimize the supply of urban commercial medical insurance products around the quality medical security needs of the people, promptly include new medical technologies, new drugs, and new equipment applications in the scope of responsibility, and provide insurance services that cover a wide range, are fair and accessible, with reasonable premiums and effective protection. Efforts should be made to expand the coverage of urban commercial medical insurance and promote the accessibility, credibility, insurability, and understandability of commercial medical insurance.