Research findings to be announced soon, with the expected decrease in life insurance reservation rates.

With the continuous decrease in market interest rates, it has become the industry consensus that the research value of life insurance guaranteed rates will be lowered. On July 24, Shanghai Securities News learned from industry insiders that the upcoming research value of ordinary life insurance products may be lowered, triggering an adjustment mechanism for life insurance guaranteed rates. Insurance products' guaranteed rates will also be lowered. In the view of industry experts, the adjustment of life insurance companies' guaranteed rates will further reduce the cost of company liabilities. In the future, with the increase in the proportion of sales of floating income insurance products, under the dual drivers of decreasing liability costs and increasing preference for equity investments, insurance funds may further increase their pace of market entry.