Central Bank: By the end of the second quarter of 2025, the balance of RMB loans of financial institutions reached 26.856 trillion yuan, a year-on-year increase of 7.1%.

The central bank released the second quarter of 2025 financial institution loan destination statistics report. By the end of the second quarter of 2025, the balance of RMB loans of financial institutions was 26.856 trillion yuan, a year-on-year increase of 7.1%, with an increase of 1.292 trillion yuan in RMB loans in the first half of the year. By the end of the second quarter of 2025, the balance of RMB real estate loans was 5.333 trillion yuan, an increase of 0.4% year-on-year, with a growth rate 0.6 percentage points higher than the end of the previous year, and an increase of 416.6 billion yuan in the first half of the year. By the end of the second quarter of 2025, the balance of real estate development loans was 1.381 trillion yuan, an increase of 0.3% year-on-year, with an increase of 292.6 billion yuan in the first half of the year. The balance of individual housing loans was 3.774 trillion yuan, a year-on-year decrease of 0.1%, with a growth rate 1.2 percentage points higher than the end of the previous year, and an increase of 51 billion yuan in the first half of the year.