Central Bank: At the end of the second quarter, the balance of household consumer loans increased by 3% year-on-year.

By the end of the second quarter of 2025, the balance of domestic and foreign currency loans for households reached 84.01 trillion yuan, an increase of 3% year-on-year, with an increase of 1.17 trillion yuan in the first half of the year. Among them, the balance of operating loans was 25.09 trillion yuan, an increase of 5.4% year-on-year, with an increase of 923.8 billion yuan in the first half of the year. The balance of consumption loans, excluding personal housing loans, was 21.18 trillion yuan, an increase of 6% year-on-year, with an increase of 195 billion yuan in the first half of the year.