Is it better to buy bank stocks than to deposit money in the bank? Insiders: the good performance of the bank sector is expected to continue.

date
16/07/2025
Although the stock prices of bank stocks have been fluctuating in the past two days, overall they still remain in a strong range. Data shows that as of the close of trading on July 15th, all 42 A-share banks have seen their stock prices rise since the beginning of the year, with 35 of them having a cumulative increase of over 10%. With the rise of bank stocks, the discussion of "buying bank stocks is better than depositing money in banks" has sparked heated debate. Industry insiders believe that despite the pressure on narrowing net interest margins faced by banks, their overall development resilience is strong. In addition, the recent policies aimed at encouraging insurance funds to strengthen long-term assessment will increase the dividend value of bank stocks, and the good performance of the bank sector is expected to continue. However, many industry insiders have expressed concerns about the overheating of the short-term market for bank stocks, believing that as stock prices continue to rise, their valuation potential is being rapidly consumed, leading to the possibility of a short-term technical adjustment.