High plateau becomes the standard, bank agency sales of funds risk rating welcomes strict supervision.

Recently, banks such as Construction Bank and Citic Bank have raised the risk levels of some public fund products they sell, while Agricultural Bank has issued an announcement on the risk level evaluation and dynamic assessment rules of public fund products they sell. Industry insiders say that banks are mainly taking these actions to comply with the requirements of the "Commercial Bank Agent Sales Business Management Measures," which require a strict assessment of the risk levels of public fund products they sell, ultimately determining the final rating based on the principle of higher risk. As the formal implementation date of the "Agent Sales Measures" approaches, issues in fund sales suitability management, such as the difficulty of accurately matching the risk tolerance of clients with fund product risk levels, and some banks overly relying on third-party organizations for evaluating fund products in the access process, are expected to be improved.