UnitedHealth (UNH.US) Q3 results beat expectations: lower medical loss ratio boosts profit, full-year earnings guidance raised again

Zhito Finance APP has learned that UnitedHealth (UNH.US) announced its third-quarter 2026 results and raised its full-year earnings guidance. Third-quarter adjusted earnings per share of $4.69 beat expectations, marking the third upward revision of full-year guidance this year to at least $20.50. Quarterly revenue was $112.694 billion, down 0.4% year-over-year, but still above the market expectation of approximately $111 billion. Operating profit was $6.563 billion, up 52% year-over-year, with a net profit margin of 3.6%. The company is the first major U.S. healthcare group to report third-quarter results, and its performance is regarded as an industry bellwether.