Economic Daily: The transfer of large-sum deposits cannot be a black market business.

An article in the Economic Daily stated that in recent years, deposit interest rates have continued to decline, and a new "business" has quietly emerged on social platforms- many scalpers claim to have rare high-yield deposit resources, and post ads for the transfer of large-sum deposits, attracting investors to inquire about purchasing. The original intention of transferring large-sum deposits was to meet the temporary capital turnover needs of depositors. It was originally a win-win system design, but now it has been exploited by scalpers and transformed into a profit-making tool, with potential risks that cannot be ignored. On the surface, scalpers seem to be "helping" investors obtain scarce resources, but in reality, they are disrupting the normal financial order and infringing on the rights of investors. The governance of the chaos caused by scalpers in the transfer of large-sum deposits should not only focus on "cracking down", but should also adhere to the principles of both prevention and cure. Large-sum deposits should not become the target of scalpers' speculation. Only by firmly adhering to regulatory bottom lines, banks fulfilling their responsibilities, and investors participating rationally, can financial services return to their original purpose and allow people to manage their finances more securely and confidently.