In the first half of the year, the scale of non-performing asset transfers by consumer finance companies increased by more than 70% year-on-year.

In the first half of 2026, consumer finance companies have unprecedentedly stepped up efforts to dispose of non-performing loan assets. According to data from the Credit Asset Registration and Transfer Center of the banking industry, 24 licensed consumer finance companies have listed and transferred non-performing loans in the first half of this year, with a total outstanding principal and interest amount of 532.02 billion yuan, an increase of 74.5% year-on-year. Against the dual background of increasingly strict asset quality control and intensified regulatory policies, the consumer finance industry is accelerating its departure from an extensive model, and post-loan management and risk disposal are also undergoing transformation.