Implementing the latest financial interest subsidy policy for personal consumption loans - a joint announcement from the six major banks.

Recently, Industrial and Commercial Bank, Agricultural Bank, Bank of China, Construction Bank, Bank of Communications, and Postal Savings Bank have all issued announcements to implement and optimize related services for personal consumption loan financial interest subsidy policy. Specifically: 1. The implementation period of the personal consumption loan financial interest subsidy policy has been extended to December 31, 2026. 2. The support scope has been expanded to include credit card installment business. 3. The subsidy area has been expanded, and the restriction on individual transactions of 5,000 yuan or more in the consumption field has been lifted. 4. The subsidy standard has been increased, with the requirement of a maximum subsidy amount of 500 yuan per transaction removed, and the requirement that each borrower can only enjoy a cumulative consumption subsidy of 1,000 yuan for transactions below 50,000 yuan at one processing institution removed. Several banks responded that for loans that have already signed the "Personal Consumption Loan Financial Interest Subsidy Service Agreement," any consumption occurring after January 1, 2026 will automatically apply the latest financial interest subsidy policy without the need to re-sign the agreement.