Performance benchmarks have been continuously adjusted downwards, and fixed income wealth management is facing another round of interest rate cuts.

Market analysts point out that the intensive adjustment of this round of financial performance benchmarks is the result of the dual effects of policy guidance and market environment, rather than short-term liquidity fluctuations. Combined with the current loose liquidity situation and the background of asset scarcity, the financial industry has probably entered a period of sustained "low benchmark", and the strategy of differential pricing should slowly emerge in the future. This will directly urge financial companies to accelerate the pace of transformation towards "multi-asset, multi-strategy", and new fixed-income financial products have also bid farewell to the past "high benchmark, extensive" stage, and are entering a new period of refinement, stratification, and strategization.