Rural commercial banks in many places have initiated a full staff collection operation.

Recently, many rural commercial banks have carried out a comprehensive collection action by all staff. This not only reflects the demand for rural commercial banks to improve asset quality, but also demonstrates the implementation of regulatory requirements by banks. In fact, various methods of disposing of non-performing assets have their own applicable scope. The all-staff collection method can make use of the local relationship network of bank employees, and is most suitable for collecting small amounts of credit loans for rural households and individual business owners. After achieving a short-term reduction in the scale of non-performing loans through a targeted effort, each rural commercial bank needs to focus on solving the issue of establishing a long-term mechanism to improve asset quality.