Starting today, individuals can purchase savings bonds with their personal pension funds.

The third and fourth series of savings bonds in 2026 are now on sale, which are the first batch of products issued after individuals can invest their pension funds in savings bonds. Currently, more than ten banks including Industrial and Commercial Bank, Construction Bank, and China CITIC Bank have added a dedicated entrance for purchasing national bonds in the personal pension fund section of their mobile apps. The face annual interest rates of the third and fourth series of savings bonds in 2026 are 1.63% and 1.7% respectively, both higher than the current deposit rates for personal pension funds of the same term.