Individual medical insurance accounts can be shared across provinces in this way, and the National Medical Insurance Administration has issued regulations.
The National Medical Insurance Bureau publicly released the "Interprovincial Assistance Handling Regulations for Employees' Basic Medical Insurance Individual Accounts" on the 5th, specifying the limits, usage, and settlement of cross-provincial assistance for employees' medical insurance individual accounts. Cross-provincial assistance for employees' individual medical insurance accounts refers to the establishment of individual medical insurance wallets based on the national unified medical insurance information platform, setting the assistance limit, and realizing the payment of personal burden expenses incurred by employees' immediate family members in designated medical institutions for medical treatment and drug purchases, as well as insurance contributions. The regulations specify that the applicable scope of cross-provincial assistance is immediate family members of employees covered by basic medical insurance, and the assisted individual must be an insured object of basic medical insurance. Immediate family members include spouses, parents, children, siblings, grandparents, grandchildren, and great-grandparents. Insured persons can establish or terminate assistance relationships through various channels such as the National Medical Insurance Service Platform App, provincial medical insurance service platforms, and the insurance handling window of the insured area. The assisting individual sets the assistance limit for the assisted individual through the medical insurance wallet, and the assisting individual cannot use the personal account funds for that limit anymore. The assisted individual cannot pass on the assistance limit received to a third party. The assisted individual can settle expenses that comply with regulations through assistance.
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