Chairman of Shanghai Bank: This year, the net interest margin may still decrease slightly, but the extent should be better than the market average.

On April 27, Shi Hongmin, the President, Chief Financial Officer, and Chief Compliance Officer of Shanghai Bank, expressed that the overall operating income will maintain a relatively growing trend in 2026, and total assets will maintain a relatively stable growth. The business growth in key areas, key customer groups, and key products will be relatively faster. In terms of the net interest margin trend, Shi Hongmin pointed out that the overall forecast for 2026 is expected to have a slight decrease, but the change should be better than the market average.