Multiple banks have raised the risk ratings of funds, shifting their channels from "selling products" to "providing solutions".

Recently, several banks have raised the risk rating of distributed funds, with some products being upgraded to R5. Industry insiders have stated that in the current environment of tightening regulations and suitability management, banks are shifting from "selling products" to "providing solutions." According to incomplete statistics, since March, several banks including Ningbo Bank, Shanghai Bank, Shenzhen Rural Commercial Bank, and Guangdong Nanyue Bank have issued announcements adjusting the risk ratings of distributed funds.