Qingdao Housing Provident Fund further optimized; households can now borrow up to 2.4 million yuan.

The Qingdao Housing Provident Fund Management Center has adjusted some policies for housing provident fund loans and withdrawals. In terms of increasing the amount of housing provident fund loans, first, the maximum basic loan amount has been increased. If both the borrower and their spouse meet the loan application conditions, the maximum amount of housing provident fund loans has been raised from 1 million yuan to 1.3 million yuan, and if only the borrower meets the loan application conditions, the maximum amount of housing provident fund loans has been increased from 600,000 yuan to 900,000 yuan. Second, the policy of increasing the limit on floating amount has been raised. The policies for floating the amount of housing provident fund loans in Qingdao remain the same, and if both the borrower and their spouse meet the loan application conditions, the maximum loan limit after combining various floating amount policies has been raised from 1.7 million yuan to 2.4 million yuan; if only the borrower meets the loan application conditions, the maximum loan limit after combining various floating amount policies has been raised from 1.1 million yuan to 1.6 million yuan.