Last year, AIC made a net profit of over 18.4 billion yuan.

Against the background of declining interest rates and narrowing profit margins in traditional lending businesses, the AICs under the five major state-owned banks are showing a trend of "fluctuating profits and stable expansion of assets". Industrial and Commercial Bank of China Investment leads with a net profit of 5.287 billion yuan, while Agricultural Bank of China Investment achieved the fastest growth with a growth rate of 9.65%. According to the latest disclosed annual report data, the operating performance of the five state-owned banks' AICs showed differentiation in 2025. The total net profit of the five AICs reached 18.436 billion yuan, which is basically the same as in 2024. Looking closely, three companies achieved year-on-year growth in net profit in 2025, while two companies saw a significant decrease in net profit.