Zhengzhou introduces 8 new real estate policies.

date
10/04/2026
On April 10th, the Housing Security and Real Estate Management Bureau of Zhengzhou City issued a "Notice on Further Stabilizing the Real Estate Market". It supports young people in purchasing homes. Encouraging financial institutions to launch special financial products and services for young people under the age of 35 who come to Zhengzhou for employment and entrepreneurship, in order to better meet the diverse housing credit needs of young people. Strengthening support for families with multiple children purchasing homes. Multi-child families who already own a house locally and apply for housing provident fund loans when purchasing another commercial house can have the loan amount increased by 20% of the maximum amount for first-time home buyers. Implementing the minimum down payment ratio for commercial property loans. Guiding financial institutions to implement the policy that the minimum down payment ratio for commercial property purchase loans should not be lower than 30%. Clarifying the criteria for determining the number of housing units purchased. When purchasing a new house within the city, only the housing situation of the buyer in the administrative area where the house is located will be verified. If the buyer does not own a house, it will be considered their first home purchase. Increasing the supply of affordable rental housing. By acquiring, constructing, transforming, and other methods, the supply will be effectively increased, with 10,000 units to be allocated by 2026. Improving ancillary public services. Families who have purchased an actual house and signed a sales contract can enjoy basic public services such as enrolling children of appropriate age in school. Implementing the "One House, One Code" system for second-hand housing. Strengthening information disclosure in the second-hand housing market, verifying house source codes, and generating a unique house source verification code through platforms such as "Zheng Good House" and "Zheng Housing Exchange Network" to achieve the "One House, One Code" system for second-hand housing.