Small and medium-sized banks launch a new round of deposit rate adjustments.

With the conclusion of the "opening season", several small and medium-sized banks have recently started a new round of adjustments to their deposit interest rates. Jilin Bank, Xiamen Bank, and Fujian Haixia Bank have announced a reduction in the listed interest rates for certain term deposits. Prior to this, banks' listed deposit interest rates had already gone through multiple rounds of reductions. Analysts say that with the end of the "opening season" at the beginning of the year and the continued pressure on net interest margins, banks are now entering a phase of centralized management of debt costs. It is expected that the adjustment of deposit interest rates will continue, showing an overall trend of gradual decline and stabilization, with differentiated structures.