Postal Savings Bank President Lu Wei: Loans should be priced rationally, and we must resolutely avoid "overlapping" loan activities.
The President of Postal Savings Bank of China, Lu Wei, stated at the company's 2025 annual performance briefing on March 30th that during the "14th Five-Year Plan" period, the company has accumulated a profit of 422.7 billion yuan, with a significant increase in market value as well. "Our sources of deposits are stable, and our interest rate for deposits is very low among listed banks, giving us a good cost advantage." He said that Postal Savings Bank of China maintains rational pricing for loans, firmly avoiding being caught in the trend, and the net interest margin last year remained at the industry's excellent level of 1.66%.
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