Shenyang: Starting on March 15th, the maximum loan amount for couples who both contribute to the housing provident fund has been adjusted from 85,000 RMB to 1.5 million RMB.

Approved by the Shenyang Housing Provident Fund Management Committee, 5 housing provident fund loan and withdrawal policies have been optimized and adjusted. Specifically, the maximum loan amount for housing provident fund will be increased in stages. Starting from March 15, 2026, for individuals who only contribute to the housing provident fund, the maximum loan amount will be adjusted from 650,000 RMB to 900,000 RMB; for couples who both contribute to the housing provident fund, the maximum loan amount will be adjusted from 850,000 RMB to 1,500,000 RMB; for families with 3 or more members contributing to the housing provident fund jointly applying for a loan, the maximum loan amount will be adjusted from 1,050,000 RMB to 2,100,000 RMB. After the new maximum loan amount is added to the existing liquidity factor of 1.2 times, the loan limits for individuals contributing alone, couples, and families will increase by 25,000 to 105,000 RMB respectively. The loan limits for key groups such as new residents, young people, high-level talents, and families with multiple children will also be significantly increased.