Key Technologies: By the end of 2025, the accumulated number of borrowing users reached 38.9 million, a year-on-year increase of 13%.

On March 18, Chifu Technology released its unaudited financial report for the fourth quarter and full year of 2025. The report shows that the company achieved a revenue of 19.2 billion yuan in 2025, an increase of 11.8% year-on-year, and a net profit of 6.35 billion yuan, a decrease of 1.0% year-on-year. By the end of 2025, the accumulated credit user base increased to 63.6 million, an 11.8% increase year-on-year, and the accumulated loan user base reached 38.9 million, a 13.0% increase year-on-year. The loan balance was 126.01 billion yuan, a decrease of 8.8% from the end of the previous quarter, and an 8% year-on-year decrease.