"Boost Blood" Busy at the Beginning of the Year Small and Medium Banks Increase Capital and Stock Expansion Wave Rises Again

According to incomplete statistics from reporters, dozens of city commercial banks and rural commercial banks such as Hubei Bank, Guangzhou Bank, and Jiujiang Bank have disclosed or completed new rounds of capital increase plans since the beginning of this year. The financing scale ranges from hundreds of millions to tens of billions, all aimed at supplementing core Tier 1 capital to enhance risk resistance capabilities. After capital supplementation, how can small and medium-sized banks transform external "infusions" into internal "hematopoietic" abilities to avoid falling into a cycle of "blood transfusion - consumption - retransfusion"? Industry experts suggest that new capital should be accurately invested in inclusive finance, green credit, and technology-based enterprises, while also establishing a sound and sustainable capital replenishment mechanism to enhance the ability to accumulate retained earnings through optimization of asset-liability structure and expansion of intermediary business, among other methods.