Yumin Bank responds that it will stop issuing existing deposit points: Currently in the research and negotiation stage, not stopped issuing.

According to media reports, recently a netizen released a screenshot of a WeChat message that allegedly came from a customer manager at Jiangxi Yumin Bank. According to the information in the screenshot, the bank is considering stopping the issuance of points for existing deposits and has proposed a negotiation solution, seeking relevant suggestions from depositors. It is understood that Yumin Bank has previously launched deposit products with interest subsidies, with the subsidy portion being distributed daily in the form of points that can be exchanged for JD cards, among other things. In response, a reporter from a financial institution contacted the official customer service of Yumin Bank, and the customer service representative stated: "We are currently in the research and negotiation stage, seeking the opinions of our customers, and have not confirmed any plans to stop issuing points."