New bank consumer loan offer: increased credit limit, longer term, low interest rate.

Since the beginning of the year, various preferential measures in the domestic consumer loan market have been implemented intensively under the dual promotion of regulatory policy guidance and proactive layout by banks. Several state-owned banks, joint-stock banks, and city commercial banks have simultaneously increased loan amounts, extended repayment periods, maintained low interest rates, and used other "combined punches" to further reduce the cost of consumer financing for residents, effectively activating the potential of the consumer market.