The Central Bank's rating of banking institutions has been released: the majority of provinces have significantly reduced their stock risks, with 9 provinces, regions, and cities having no "red zone" banks within their jurisdiction.

On December 26, the People's Bank of China released the "China Financial Stability Report," which provides the results of the central bank's financial institution ratings in a special format. In the first half of 2025, the People's Bank of China conducted ratings on 3529 bank institutions. Overall, the banking institutions in China are operating steadily, with financial risks overall converging and overall controllable. Of the 3529 participating banks, there are 21 national banks and 3508 local banks. The ratings are divided into 11 levels based on risk, ranging from levels 1-10 and D, with D indicating that the institution has collapsed, been taken over, or revoked. Ratings of levels 1-5 are considered in the "green zone", levels 6-7 in the "yellow zone", and levels 8-D in the "red zone", indicating a higher level of risk for the institution. The majority of provinces have significantly reduced their risks, and the regional financial ecology continues to improve. Nine provinces and municipalities including Beijing, Tianjin, Shanghai, Chongqing, Zhejiang, Jiangsu, Jiangxi, Fujian, and Tibet have no banks in the "red zone," while 13 provinces and municipalities have only a few banks in the "red zone."