Multiple banks in Shenzhen are offering loans with a minimum interest rate that has risen to 2.35%.

date
23/12/2025
Journalists have learned from multiple banks in Shenzhen that the current lowest interest rate for business mortgage loans in the Shenzhen market is 2.35%. Previously, the interest rate for some banks' business mortgage loans had dropped to 2.2%, but according to journalists, the pricing for these banks has now risen to 2.35%. A person in charge of a bank's relevant business department said, "Currently, the annualized 2.35% is the lowest interest rate level for business loans in Shenzhen." The same person further stated that the industry had previously seen lower interest rates, but they have now been halted.