Multiple quantitative regulatory monitoring indicators are initially established, and the concept of "long money, long-term investment" of insurance funds is expected to deepen.

date
23/12/2025
The China Banking and Insurance Regulatory Commission will solicit public opinion on the "Asset Liability Management Measures for Insurance Companies" starting from December 19th. Reporters noticed that, for the first time, the "draft for soliciting opinions" established multiple quantitative regulatory indicators and monitoring indicators such as duration and yield, in order to enhance the asset liability management capabilities of insurance companies and strengthen asset liability supervision in the insurance industry. In the view of industry insiders, the multiple requirements in the "draft for soliciting opinions" are appearing for the first time, showing that regulatory authorities attach great importance to the potential mismatch issues in the asset liability of the insurance industry. In terms of the design of quantitative regulatory indicators and monitoring indicators, regulatory authorities have introduced long-term calculation standards, which are beneficial for guiding insurance companies to establish long-term asset liability matching management strategies, as well as guiding insurance capital to deepen the "long-term investment" concept.