End-of-year bank large deposits intensively "on sale": Some products have an annual interest rate of over 2%

Since December, many regional banks such as Jiangsu Suzhou Commercial Bank, Wuhan Zhongbang Bank, Ningxia Bank, Jincheng Rural Commercial Bank, Shanxi Zuoyun Rural Commercial Bank, Zhejiang Hecheng Rural Commercial Bank, and Fuyang Yinghuai Rural Commercial Bank have launched new large-denomination time deposit products. It is worth noting that the current annual interest rates for 3-year large-denomination time deposits in banks are generally below "2%," and in this context, some private banks have introduced large-denomination time deposit products with annual interest rates exceeding 2%, showing a certain degree of interest rate attractiveness. For example, Jiangsu Suzhou Commercial Bank recently announced on its official WeChat public account the launch of a 2-year large-denomination time deposit product targeted at individual customers, with a minimum purchase amount of 200,000 yuan and an annual interest rate of 2.1%. Wuhan Zhongbang Bank recently introduced a 5-year large-denomination time deposit product with a minimum deposit of 200,000 yuan and an annual interest rate of 2.05%. Currently, the mobile banking apps of the six major state-owned banks have all discontinued their 5-year large-denomination time deposit products. On December 19th, a reporter further learned from a certain joint-stock bank's customer manager that the bank's 3-year large-denomination time deposit product with a minimum deposit of 200,000 yuan and an annual interest rate of 1.70% was taken off the shelves on the same day. Currently, the bank's 3-year large-denomination time deposit product with a minimum deposit of 200,000 yuan has an annual interest rate of 1.60%.