China Zheshang Bank (02016) announced its interim results, with a net profit attributable to shareholders of 7.824 billion yuan, a year-on-year increase of 2.05%.

China Zheshang Bank (02016) announced its mid-year results for 2026, reporting operating income of 33.516 billion yuan, a year-on-year increase of 0.75%. Among this, net interest income was 22.352 billion yuan, a year-on-year decrease of 3.01%; non-interest income was 11.164 billion yuan, a year-on-year increase of 9.25%. Net profit attributable to shareholders of the bank reached 7.824 billion yuan, a year-on-year increase of 2.05%. Basic earnings per share were 0.28 yuan. As of the end of the reporting period, the group's total assets amounted to 3,695.8 billion yuan, an increase of 214.708 billion yuan compared to the end of the previous year, representing a growth of 6.17%. Total loans and advances reached 2,010.115 billion yuan, an increase of 87.404 billion yuan compared to the end of the previous year, growing by 4.55%. Total liabilities stood at 3,484.355 billion yuan, an increase of 210.598 billion yuan compared to the end of the previous year, representing a growth of 6.43%, with deposits absorbed amounting to 2,177.297 billion yuan, an increase of 133.831 billion yuan or 6.55%. As of the end of the reporting period, the non-performing loan ratio was 1.36%, unchanged from the end of the previous year. The provision coverage ratio was 155.85%, an increase of 0.48 percentage points compared to the end of the previous year; the loan provision ratio was 2.12%, an increase of 0.01 percentage points compared to the end of the previous year. The capital adequacy ratio was 11.55%, a decrease of 0.57 percentage points compared to the end of the previous year; the Tier 1 capital adequacy ratio was 9.55%, a decrease of 0.05 percentage points; and the core Tier 1 capital adequacy ratio was 8.37%, a decrease of 0.03 percentage points, all meeting regulatory requirements.