July LPR quotes released: 5-year and 1-year rates remain unchanged.
On July 20, 2026, the loan market quoted interest rates (LPR) as follows: the 1-year LPR is 3.0%, and the 5-year LPR is 3.5% or more.
The People's Bank of China authorized the National Interbank Funding Center to announce that the loan market lending rate (LPR) on July 20, 2026 was: 1-year LPR at 3.0%, and 5-year LPR at 3.5%. The above LPR is valid until the next release of the LPR.
This article is excerpted from the official website of the People's Bank of China, and edited by GMTEight: Li Fo.
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