LUZHOU BANK (01983) released its annual performance, with a net profit attributable to shareholders of 1.541 billion yuan, an increase of 20.83% year-on-year.

LUZHOU BANK (01983) released its annual performance for the year ending December 31, 2025. The bank achieved a net interest income of 4.074 billion yuan, an increase of 15.77% compared to the previous year; operating income of 4.861 billion yuan, a decrease of 6.69%; net profit attributable to shareholders of the bank was 1.541 billion yuan, an increase of 20.83%; and basic earnings per share were 0.53 yuan. The announcement stated that the increase in net interest income was mainly due to the growth in interest-earning assets and a decrease in the average cost rate of interest-bearing liabilities. In 2025, the average balance of interest-earning assets for the group was 163.438 billion yuan, an increase of 21.906 billion yuan compared to the previous year, representing a growth of 15.48%, mainly due to the increase in loan size. The net interest margin was 2.49%, unchanged from the previous year, mainly due to the similar growth rates of net interest income and the average balance of interest-earning assets. The net interest spread was 2.71%, unchanged from the previous year, mainly due to the consistent decrease in the average cost rate of interest-bearing liabilities and the average yield rate of interest-earning assets.