Focusing on "The 15th Five-Year Plan", AI + finance is becoming a driving force for promoting consumption and infrastructure construction. QiFu Technology was invited to attend the China Development High-Level Forum.

On March 22, the China Development High-Level Forum 2026 Annual Meeting opened at the Diaoyutai State Guesthouse in Beijing. The first national-level large-scale international forum of the year was themed "China in the 15th Five-Year Plan: High-Quality Development and Co-creating New Opportunities," bringing together global political, business, and academic leaders. Qifu Technology was invited to attend. The outline of the 15th Five-Year Plan proposes to increase the intensity of inclusive policies reaching consumers, expand financial supply in the consumption sector, and create a number of new consumption scenes that drive broad coverage and high visibility. Following the proposal in 2025 to "Leverage AI to drive industrial upgrading and internationalization opportunities," the industrial application of artificial intelligence continued to be a focus of discussion during this year's forum. Qifu Technology believes that AI-driven financial services are helping to expand coverage of inclusive finance and are becoming an important infrastructure connecting supply and consumption to promote quality improvement and expansion of the consumer market. For example, one of the values of AI is making more previously unquantifiable information recognizable, thereby helping financial institutions more accurately serve the real economy, especially small and micro-entrepreneurs. Small and micro-entrepreneurs are important links between supply and demand. Empowering small and micro-enterprises with AI not only helps enhance the vitality of the supply side but also injects continuous momentum into the consumer market. It can be said that AI is driving the financial industry to shift from scale-driven to quality-driven, and the core value of financial technology platforms is shifting from single efficiency improvement to enhancing risk identification and resource allocation capabilities within a compliance framework. Qifu Technology has already implemented AI technology in various aspects such as risk identification, intelligent customer service, and operational decision-making, and continues to explore the application potential of AI in complex financial scenarios. In the view of Qifu Technology, the application of AI technology in the financial sector has unique and irreplaceable advantages in China - massive and diverse real application scenarios, high-value data accumulation, and a large-scale and hierarchical market structure. This enables AI technology to continuously iterate and optimize in high-frequency and complex business environments, driving the "AI+ industry" from a concept to systematized capacity building. Regarding international opportunities, Qifu Technology stated that Chinese companies are globally leading in the application of AI technology, enabling them to continuously evolve their AI capabilities based on real scenarios, giving them a new advantage in global competition. According to the "2025 Business Technology Applications Survey" released by the Australian Accounting Association, 92% of Chinese companies have already adopted AI tools such as DeepSeek, far exceeding the average level in the Asia-Pacific region. As the global economic landscape changes, more and more Chinese companies are beginning to participate in international competition based on technological capabilities rather than simply cost advantages. AI makes products and services more adaptable and helps companies better understand and respond to different market demands, thereby enhancing global service capabilities. In 2026, Qifu Technology will leverage its AI technology advantages to accelerate its overseas market expansion, with presence in Europe, Latin America, Southeast Asia, and other regions. Based on its mature AI credit technology experience domestically, the company is expanding its business development boundaries and embracing the opportunities of globalization. During the China Development High-Level Forum 2026 Annual Meeting, Qifu Technology CEO Wu Haisheng was invited to attend the forum's opening ceremony, as well as the Shanghai Municipal Government luncheon and the Beijing Municipal Government dinner, to discuss how to combine corporate strengths to support regional high-quality development.