Hong Kong Monetary Authority: New loan applications in January increased by 15.4% to 8785 cases compared to the previous month.

17:23 27/02/2026

The Hong Kong Monetary Authority released the results of the residential mortgage survey for January 2026.

On February 27, the Hong Kong Monetary Authority released the results of the residential mortgage survey for January 2026. The number of new loan applications in January 2026 increased by 15.4% compared to December 2025, reaching 8,785 cases. The amount of new mortgage loans approved in January 2026 increased by 4.1% compared to December 2025, reaching HK$32.5 billion. Among them, loans approved for primary market transactions decreased by 3.1% to HK$11.3 billion, while loans approved for secondary market transactions increased by 8.6% to HK$18.3 billion. Loans approved for refinancing transactions increased by 7.1% to HK$2.9 billion. The amount of new drawdown mortgage loans in January 2026 increased by 8.6% compared to December 2025, reaching HK$21.7 billion. The proportion of new mortgage loans priced with reference to Hong Kong Interbank Offered Rate (HIBOR) decreased from 89.8% in December 2025 to 89.5% in January 2026. The proportion of new mortgage loans priced with the best available interest rates increased from 1.3% in December 2025 to 1.5% in January 2026. The total outstanding mortgage loans in January 2026 increased by 0.3% compared to December 2025, reaching HK$1923.4 billion. The delinquency rate for mortgage loans was 0.13%, remaining at a low level, while the rate for restructured loans remained close to 0%.

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In January 2026, the overall value of Hong Kong's exports and imports increased by 33.8% and 38.1% respectively compared to the same period last year.

The Hong Kong government has appointed Chen Jianbo, Che Pingjue, and Chen Jinrong as members of the Hong Kong Stock Exchange Board of Directors for a term of approximately two years.

Global funds embrace the theme of "transition from virtual to real"! Under the "HALO" halo, European stock markets achieve the longest monthly consecutive gains in 13 years.

In January 2026, the overall value of Hong Kong's exports and imports increased by 33.8% and 38.1% respectively compared to the same period last year.