PUBLIC FIN HOLD (00626) released its annual performance, with shareholders' net profit reaching HKD 79.654 million, turning the loss into a profit on a year-on-year basis.

PUBLIC FIN HOLD (00626) announced its annual performance up to December 31, 2025. The group achieved a net interest income of HK$1.154 billion, representing an increase of 17.33% compared to the previous year. The attributable profit to the company's owners was HK$79.654 million, while in the same period last year there was a loss of HK$0.999 billion. Earnings per share were HK$0.073. Looking back on the year, the group's interest income decreased by HK$1.113 billion or 5.4% to HK$1.94 billion. This was mainly due to a decrease in interest income from customer loans affected by market interest rates and the decrease in Hong Kong's prime rate. Total interest expenses decreased by HK$2.817 billion or 26.3% to HK$0.7874 billion, primarily due to reduced funding costs for time deposits and an increase in low-cost current and savings deposits. As a result, the group's net interest income increased by HK$1.704 billion or 17.3% to HK$1.15 billion. The group's other operating income increased by HK$34.4 million or 13.6% to HK$2.877 billion, mainly due to the favorable performance of the Hong Kong stock market during the year, resulting in increased fee and commission income from wealth management services, stock brokerage, and securities management.